Hard Time Paying Off Credit Cards? Try These Tips!

You should never, under any circumstances, pay your credit card bill using a credit card. Some desperate card holders get a cash advance to mail in a money order, thinking they are buying themselves a month to weather an emergency. The charges that are associated with this will just make the problem worth as time goes on. A smart tip for all people with credit cards is to request copies credit report copies. It’s free, and you want to be certain that all the information is correct. Look on the debt on the report and double check your statements to ensure that everything is accurate. In order to maintain a solid credit score, always pay your balances by the due date. Paying late will hurt your score and incur extra fees. One of the best ways to save you both time and money is to set up automatic payments.

Make your credit payments in a timely manner each month. Even one late payment can cause pricey late fees, higher interest rates and even a “ding” to your credit score. When you make your payment online, it eliminates concerns that your check will get lost in the mail.

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